Afzal is a Chartered Accountant with extensive experience in the residential and commercial property sector, both in New Zealand and overseas. With a background in accounting, property development, and investment, he brings a strong blend of financial expertise and practical industry insight.

Guided by his commitment to ethical and Sharia-compliant finance, Afzal is passionate about creating practical pathways for Muslims in New Zealand to achieve home ownership without reliance on conventional banking. He has been actively involved in halal, debt-free property syndicates and cooperative home ownership models that align with Islamic principles.

Through his finance and property experience, Afzal supports the development of halal home purchasing solutions that enable New Zealand Muslims to own homes in a way that is both financially sound and faith-compliant.